Ensure you use Assure and Insure right.

Assure, Ensure and Insure

Many people are not sure, if they should assure ensure insure other person. We are going to cover the difference between these three words today.

Assure

Assure originates from as + secure where as- is variant ad- meaning towards.

Used as verb

  1. To declare earnestly or positively to give confidence

“He assured her that everything would be alright.”

  1. To promise

“The airliner assured safe landing considering their recent history of landings.”

In short, assure is used to indicate confidence in actions or steps taken by the person. It is used to remove any doubts in people’s minds, involved in the activity.

Ensure

Ensure originates from en + sure where en- is a prefix meaning to cause to

Used as verb

  1. To secure or guarantee

“The letter from BCCI ensured that guilty players would face stern action.”

In short, ensure is used in order to guarantee a particular action will be taken. It is used to promise an activity that eventually will result in desired result.

Insure

Insure is a variant of ensure

Used as Verb

  1. To guarantee against harm or loss

“Thank God! Your car is insured.”

In short, insure is used to guarantee that even in case of unexpected results harm or loss will be compensated by its equivalent trade.

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Usage of will and shall

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Today we shall look into difference, as far as usage is concerned, between will and shall. Most of us remember from school grammar classes that there is a difference between the two but hardly anyone can precisely tell it. Let’s have a look…

Shall is traditionally used with first person pronouns I and we. Will, on the other hand is used with first person pronouns.

I shall water the plants.

You will water the plants.

The distinction between two is blurring and the two are almost used interchangeably. New usage directs us two use will in cases where we wish to added sense of determination. Let’s take a look at following sentences..

I will go to his office and kick him.

I shall go to his office to see if he is there.

You will go to school.

You shall go to school.

This is even applicable in negative context.

I won’t go to school.

I shall not go to school.

It’s Legal

But, there are certain exceptions too. In cases where determination or duty, mostly in legal form, is to be defined, shall must be used.

You shall not leave the office before 6 p.m.

I shall take care of children.

Employees shall obey the anti-smoking policy in the office promises.

Ask or order someone

In cases of orders will is used invariably.

Will stop making that noise?

John, you will not eat chocolate today.

Ask for suggestions or advice

In British English, suggestions or advise are asked politely and hence use of shall is considered appropriate.

Shall we dance?

Where shall we go today?

Shall we go for lunch?

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Usage of may, might and must

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Today we will see the difference between may, might and must. Usage of may and might are very similar. In general both are used to describe possibilities. Choice of one is more likely in different situations, but use of both cannot be wrong completely. It is important to note that, might is simple past tense of may. Grammar pundits insist on using may in simple present tense while might in simple past tense. This is distinction is becoming blur day by day. Following are uses where may and might are replaceable with each other.

  1. Express possibility

Looking at the clouds, I feel, it may rain today.

Looking at the clouds, I feel, it might rain today.

  1. Ask permissions

May I enter your kitchen?

Might I have a chance to speak?

  1. Grant Permissions

You may enter the class.

You might speak now.

Grammar books suggest that use of may implies greater likelihood than use of might. Both are equally accepted these days. While asking permissions, may is favoured than might.

May is also used in following situation.

  • Express wish or prayer

May all your dreams come true on your birthday.

Might is used in following situations

  • Express counter facts

If they had lived in another time, their lives might have been different.

Must on other hand is used to imply compulsion or obligation. Following are its uses

  1. Be obliged

I must return his money.

  1. Necessity; need to

Humans must eat food and drink enough water in order to stay healthy.

  1. Compelled to, by law or force

You must complete to homework before you leave the class.

  1. Forced because of requirement of honesty

I must come out clean. It’s me who stolen money from your bag.

  1. Urge to do

I must attend your party.

In conclusion, use of must leaves you with no other possibility whereas use of may or might is full of possibilities. Keep liking us so that we can keep posting these new things over here.

Borrow, lend and loan: What’s the difference?

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Borrow

It originates from Middle English –borowen

Used as Verb

  1. To take something by promising to return which is same or equivalent

“I borrowed electric guitar for the concert at last minute.”

  1. To use from another source

“His ideas about dining chairs are not original; they are borrowed from the magazine.”

  1. (Arithmatic) to take from denomination and to add to lower

Lend

It originates from Middle English –lenden

Used as Verb

  1. Allow use of something of your own on condition that it or its equivalent is returned

“Could you lend me some money? I promise to return them back.”

  1. To give helpfully

“He lends his contribution through Academy’s aid for floods.”

  1. To furnish

“Distances lend enhancement of views”

Loan

It originates from Middle English –lon(e)

Used as noun

  1. Act of lending something temporarily for use

“I had, loan of a book”

  1. Something given on terms of interests

“Giving loans on interest is a profitable business.”

Used as verb

  1. To lend (money) on interest

“I asked couple of banks if they could loan me some money for my business”

So, in summary, borrow is used by the one who receives in the transaction. Lend and loan are used by the giver in the transaction almost interchangeably. In these times, lending something is not much attached with interest whereas loan is attached with interest.

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